Age 6

The one where we congratulate you.

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A Cambridge study says that by age seven, many of a kid’s “money habits” are set for life. Your kid’s only six! As of today, you are ahead of the game. Take a moment to really drink this in.

And we’re back.

Start Here.

Studies suggest that your child will adopt your money habits. Do not panic. We’re here for you. Take a moment to think, really think, about your money habits. How do you spend? How do you save? How do you think about money? Do you worry about not having enough of it? Do you worry about having too much of it?

Write down your thoughts, and write down your habits. Breathe. Scan what you’ve written. You’ll want to judge those habits. Don’t. Write down your parents’ money habits. Look familiar? 


We pass money stories down for generations. If yours are serving you, great. If not, try this: write down the habits you’d like your child to have by age 25. How can you model those habits, even hint at them, starting now? 

Keep Going.

Start a conversation with your six-year-old. How do they feel about money? If money were a character or a famous person, who would it be? What can money be used for? Expand the answer beyond “it gets me toys” to a larger conversation about the future, about giving, growing, and, obviously, investing.

Why not into your kid’s Wealthie account and chat about why you and the people in your child’s life are putting money away for them, and actively investing in their future. What does the future look like for your six-year-old? What are they growing their Wealthie account for? Ask them for their thoughts, write down their answers, keep them safe, and repeat this every year.