Age 4

Today, Paw Patrol. Tomorrow, College.

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Think it’s too early to talk about money? Actually, you’re late. Kidding! You’re doing everything right, but talking about money and value early can help form good money habits for life. (Also, since you’re already up for The Greatest Parent Of The Year Award, honestly, who are we to stand in your way?) 

Start Here.

Obviously your kid doesn’t need to know how much money you earn, or how to pay an electric bill (although… super handy), but it’s worth chatting about how people earn money. What would your four-year-old like to be when they grow up? A robot firefighting ballet dancer? Fabulous! Think of the pension! 

So, you’ve started a conversation about earning with your polymath. It’s a reasonable time to talk about saving and why it’s so important. Patience and persistence are healthy financial habits that improve every area of life long term.  Of course, patience + persistence may seem like impossible goals at four years old. So, we like this tip… 

Get This.

The “Batman Effect” suggests that kids will stay with a task longer when they imagine themselves as someone (or something) they believe is a hard worker, like Batman. We’re more of a Miles Morales type of outfit, but anyway, this is a simple way to connect your child’s favourite heroes with some wise financial habits.